The insurance sector in Kuwait is undergoing a major regulatory transformation following the issuance of Law No. 125 of 2019 establishing the Insurance Regulatory Unit (IRU), which now oversees all insurance activities across the country.

 

Given the nature of insurance contracts and their overlap with consumer protection and public interest, we offer highly specialized services tailored to insurance companies, including:

• Legal consultancy on the wording and conditions of insurance policies of various types: (motor, health, life, property, and reinsurance) , ensuring compliance with model templates and circulars issued by the IRU.
• Reviewing and negotiating international reinsurance agreements, ensuring compatibility with Kuwaiti legal requirements and arbitration obligations in global jurisdictions.
• Representing insurance companies in claims and litigation involving insured parties or third parties, including disputes over coverage denial, fraud, or excessive claims.
• Advising on legal matters related to solvency requirements, risk management systems, corporate governance, and periodic reports required by the Insurance Regulatory Unit.
• Litigating insurance-related disputes before Kuwaiti courts or specialized dispute resolution committees, if and when such mechanisms are established under the law.

 

We work closely with insurance providers to ensure their operations and policy offerings are compliant with emerging regulations while being commercially viable and legally enforceable.